Current Mortgage Rate Specials

Mortgage Term
1-year
2.59%
3.04%
2-Year
2.54%
3.24%
3-Year
2.59%
3.24%
4-Year
2.89%
3.34%
5-Year
2.69%
4.99%
7-Year
3.49%
5.30%
10-Year
3.49%
6.10%
Variable
1.95%
2.75%
HELOC
3.45%
4.35%

Rent To Own

Rent To Own is for the home buyer who has credit problems and/or a small down payment. We will find an investor for the subject property who will purchase the home and lease it to you for a set term. A portion of the lease payments made during this term will be used for the down payment at the end of the term. Also during the term it is assumed that the client will be building up their credit score. Now once the lease term is completed, the client will have accumulated a down payment and strengthened their credit score. At this point they have the option and capability to get a mortgage and purchase the home from the investor at a pre-determined price. This financing structure is very similar to leasing an automobile.