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Get a quick quote

Current Mortgage Rate Specials

Mortgage Term
1-year
2.19%
2.99%
2-Year
2.14%
2.84%
3-Year
2.04%
3.39%
4-Year
2.34%
2.39%
5-Year
2.14%
2.59%
7-Year
2.88%
5.30%
10-Year
3.49%
6.10%
Variable
2.00%
2.60%
HELOC
3.20%
3.70%

Click Here For A Free Online Mortgage Approval

First Toronto Mortgage

What We Do

First Toronto Mortgage is based in the city of Toronto, Ontario and serves the entire country of Canada.  We connect Canadian residents to major mortgage lenders across the country to financially secure their home.  By having access to several mortgage lenders, residents can ensure they get the right mortgage product and the best mortgage rate in the market for their home.  Home mortgage products include; home purchase mortgages, mortgage refinancing, mortgage renewals, home equity lines of credit, commercial mortgages, cottage mortgages, mortgages for the self-employed, mortgages for retirees, mortgages for new immigrants, mortgages for new residents, and rent to own home financing.

Who We Are

First Toronto Mortgage is a Canadian company that serves the entire country. Our company has established a network of reputable lenders in the mortgage industry. We have extensive knowledge on the Canadian real estate and financial markets. Whatever question you have on your home or mortgage, we can answer them.

First Toronto Mortgage is under the Mortgage Architects brokerage. The brokerage has a strong network of mortgage lenders across Canada. By having this network at our service, we are able to connect the best mortgage product at the lowest mortgage rate to Canadian homeowners.

Our mortgage agents provide exceptional service. We are experienced within real estate finance and development, and are available to answer your questions 24/7. Our goal is to make the home purchasing and financing process easy and informative to all Canadian residents. Our mortgage agents are experienced, readily available and friendly.

Kevin Somnauth is the founder and principle agent of First Toronto Mortgage. Kevin has been involved in raising multi-millions in financing in the residential and commercial real estate markets. He has several of years of experience in Canadian real estate finance and development, having worked for SmartCentres, First Capital Realty and Aviva Insurance before starting First Toronto Mortgage. Kevin is also a licensed and experienced real estate sales representative with Century 21. Kevin Somnauth is a CFA charterholder.

First Toronto Mortgage Is Your Choice For Your Mortgage Canada

If you are looking for the right mortgage product, the best mortgage rates and quality service for your home mortgage, First Toronto Mortgage is your choice. Our network of lenders across the entire country and our knowledge of Canadian real estate finance, make First Toronto Mortgage superior than other mortgage brokers. For all your home financing needs, trust First Toronto Mortgage.

First Toronto Mortgage…we’ll get you the money at the lowest rates available!